University of California-Merced Savings Calculator - Plan Your College Fund
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Balance and Expenses by Years
Total Costs by Child
Planning to save for University of California-Merced? Our University of California-Merced savings calculator helps you determine exactly how much you need to save monthly to cover college costs. With current tuition rates of $14,167 for in-state students and $44,944 for out-of-state students, plus a 39.2% admission rate, strategic financial planning is essential for your University of California-Merced college fund.
About University of California-Merced
University of California-Merced is a highly selective institution with 8,372 students. The college maintains high academic standards with average SAT scores of N/A and ACT scores of N/A. Understanding these costs upfront allows families to create an effective savings strategy for their University of California-Merced education fund.
Current University of California-Merced Costs
- In-State Tuition: $14,167 per year
- Out-of-State Tuition: $44,944 per year
- Total Students: 8,372
- Admission Rate: 39.2%

Use our calculator above to determine your personalized savings plan for University of California-Merced.
Smart Savings Strategies for University of California-Merced
Given the affordable tuition costs at University of California-Merced, early planning is crucial. Consider these approaches:
1. Start Early
Begin saving when your child is young to take advantage of compound interest
2. 529 Plans
Tax-advantaged education savings accounts are ideal for University of California-Merced planning
3. Automatic Savings
Set up monthly transfers to consistently build your University of California-Merced fund
4. Investment Growth
With University of California-Merced's tuition costs, consider growth-oriented investments for long-term savings
University of California-Merced Graduate Outcomes
- Median Earnings (10 years): $64,368
- Loan Repayment Rate: 1423.0
- Value Rating: Excellent
These outcomes show positive return on investment, making your University of California-Merced savings strategy more compelling from a financial perspective.
Frequently Asked Questions
University of California-Merced costs $14,167 per year for in-state students and $44,944 for out-of-state students. These figures represent tuition only and don't include room, board, and other expenses.
The best time to start saving for University of California-Merced is as early as possible. Even small monthly contributions can grow significantly over time, especially given the $14,167 annual cost. Starting when your child is born gives you 18 years to save.
University of California-Merced has a 39.2% admission rate, making it highly competitive. With 8,372 total students and average test scores of N/A SAT and N/A ACT, preparation and planning are important.
University of California-Merced graduates earn a median salary of $64,368 ten years after graduation, with a 1423.0 loan repayment rate. This represents positive value given the $14,167 tuition cost.
Use our University of California-Merced savings calculator above to determine your monthly savings goal. The amount depends on your child's current age, expected tuition increases, and investment returns. For current $14,167 costs, earlier planning reduces monthly requirements.
Saving $100 monthly for 18 years at 7% return will give you $43,072. This falls short of the estimated $61,062 total cost by $17,989. To fully fund college, you'd need to save at least $142 monthly.
Saving $250 monthly for 18 years at 7% return will give you $107,680. This covers the estimated $61,062 total cost for 4 years at University of California-Merced with $46,619 extra for additional expenses.
Saving $500 monthly for 18 years at 7% return will give you $215,361. This covers the estimated $61,062 total cost for 4 years at University of California-Merced with $154,299 extra for additional expenses.
Saving $1000 monthly for 18 years at 7% return will give you $430,721. This covers the estimated $61,062 total cost for 4 years at University of California-Merced with $369,659 extra for additional expenses.
Saving $2500 monthly for 18 years at 7% return will give you $1,076,803. This covers the estimated $61,062 total cost for 4 years at University of California-Merced with $1,015,741 extra for additional expenses.