SUNY Oneonta Savings Calculator - Plan Your College Fund
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Balance and Expenses by Years
Total Costs by Child
Planning to save for SUNY Oneonta? Our SUNY Oneonta savings calculator helps you determine exactly how much you need to save monthly to cover college costs. With current tuition rates of $8,812 for in-state students and $19,232 for out-of-state students, plus a 70.2% admission rate, strategic financial planning is essential for your SUNY Oneonta college fund.
About SUNY Oneonta
SUNY Oneonta is a highly selective institution with 4,820 students. The college maintains high academic standards with average SAT scores of 1170 and ACT scores of 25.5. Understanding these costs upfront allows families to create an effective savings strategy for their SUNY Oneonta education fund.
Current SUNY Oneonta Costs
- In-State Tuition: $8,812 per year
- Out-of-State Tuition: $19,232 per year
- Total Students: 4,820
- Admission Rate: 70.2%

Use our calculator above to determine your personalized savings plan for SUNY Oneonta.
Smart Savings Strategies for SUNY Oneonta
Given the affordable tuition costs at SUNY Oneonta, early planning is crucial. Consider these approaches:
1. Start Early
Begin saving when your child is young to take advantage of compound interest
2. 529 Plans
Tax-advantaged education savings accounts are ideal for SUNY Oneonta planning
3. Automatic Savings
Set up monthly transfers to consistently build your SUNY Oneonta fund
4. Investment Growth
With SUNY Oneonta's tuition costs, consider growth-oriented investments for long-term savings
SUNY Oneonta Graduate Outcomes
- Median Earnings (10 years): $60,386
- Loan Repayment Rate: 2566.0
- Value Rating: Excellent
These outcomes show positive return on investment, making your SUNY Oneonta savings strategy more compelling from a financial perspective.
Frequently Asked Questions
SUNY Oneonta costs $8,812 per year for in-state students and $19,232 for out-of-state students. These figures represent tuition only and don't include room, board, and other expenses.
The best time to start saving for SUNY Oneonta is as early as possible. Even small monthly contributions can grow significantly over time, especially given the $8,812 annual cost. Starting when your child is born gives you 18 years to save.
SUNY Oneonta has a 70.2% admission rate, making it highly competitive. With 4,820 total students and average test scores of 1170 SAT and 25.5 ACT, preparation and planning are important.
SUNY Oneonta graduates earn a median salary of $60,386 ten years after graduation, with a 2566.0 loan repayment rate. This represents positive value given the $8,812 tuition cost.
Use our SUNY Oneonta savings calculator above to determine your monthly savings goal. The amount depends on your child's current age, expected tuition increases, and investment returns. For current $8,812 costs, earlier planning reduces monthly requirements.
Saving $100 monthly for 18 years at 7% return will give you $43,072. This covers the estimated $37,981 total cost for 4 years at SUNY Oneonta with $5,091 extra for additional expenses.
Saving $250 monthly for 18 years at 7% return will give you $107,680. This covers the estimated $37,981 total cost for 4 years at SUNY Oneonta with $69,699 extra for additional expenses.
Saving $500 monthly for 18 years at 7% return will give you $215,361. This covers the estimated $37,981 total cost for 4 years at SUNY Oneonta with $177,380 extra for additional expenses.
Saving $1000 monthly for 18 years at 7% return will give you $430,721. This covers the estimated $37,981 total cost for 4 years at SUNY Oneonta with $392,740 extra for additional expenses.
Saving $2500 monthly for 18 years at 7% return will give you $1,076,803. This covers the estimated $37,981 total cost for 4 years at SUNY Oneonta with $1,038,822 extra for additional expenses.