Saint Cloud State University Savings Calculator - Plan Your College Fund
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Balance and Expenses by Years
Total Costs by Child
Planning to save for Saint Cloud State University? Our Saint Cloud State University savings calculator helps you determine exactly how much you need to save monthly to cover college costs. With current tuition rates of $10,117 for in-state students and $10,117 for out-of-state students, plus a 95.0% admission rate, strategic financial planning is essential for your Saint Cloud State University college fund.
About Saint Cloud State University
Saint Cloud State University is a highly selective institution with 5,181 students. The college maintains high academic standards with average SAT scores of 1125 and ACT scores of 21.5. Understanding these costs upfront allows families to create an effective savings strategy for their Saint Cloud State University education fund.
Current Saint Cloud State University Costs
- In-State Tuition: $10,117 per year
- Out-of-State Tuition: $10,117 per year
- Total Students: 5,181
- Admission Rate: 95.0%
Use our calculator above to determine your personalized savings plan for Saint Cloud State University.
Smart Savings Strategies for Saint Cloud State University
Given the affordable tuition costs at Saint Cloud State University, early planning is crucial. Consider these approaches:
1. Start Early
Begin saving when your child is young to take advantage of compound interest
2. 529 Plans
Tax-advantaged education savings accounts are ideal for Saint Cloud State University planning
3. Automatic Savings
Set up monthly transfers to consistently build your Saint Cloud State University fund
4. Investment Growth
With Saint Cloud State University's tuition costs, consider growth-oriented investments for long-term savings
Saint Cloud State University Graduate Outcomes
- Median Earnings (10 years): $55,813
- Loan Repayment Rate: 6492.0
- Value Rating: Excellent
These outcomes show positive return on investment, making your Saint Cloud State University savings strategy more compelling from a financial perspective.
Frequently Asked Questions
Saint Cloud State University costs $10,117 per year for in-state students and $10,117 for out-of-state students. These figures represent tuition only and don't include room, board, and other expenses.
The best time to start saving for Saint Cloud State University is as early as possible. Even small monthly contributions can grow significantly over time, especially given the $10,117 annual cost. Starting when your child is born gives you 18 years to save.
Saint Cloud State University has a 95.0% admission rate, making it highly competitive. With 5,181 total students and average test scores of 1125 SAT and 21.5 ACT, preparation and planning are important.
Saint Cloud State University graduates earn a median salary of $55,813 ten years after graduation, with a 6492.0 loan repayment rate. This represents positive value given the $10,117 tuition cost.
Use our Saint Cloud State University savings calculator above to determine your monthly savings goal. The amount depends on your child's current age, expected tuition increases, and investment returns. For current $10,117 costs, earlier planning reduces monthly requirements.
Saving $100 monthly for 18 years at 7% return will give you $43,072. This falls short of the estimated $43,606 total cost by $533. To fully fund college, you'd need to save at least $101 monthly.
Saving $250 monthly for 18 years at 7% return will give you $107,680. This covers the estimated $43,606 total cost for 4 years at Saint Cloud State University with $64,075 extra for additional expenses.
Saving $500 monthly for 18 years at 7% return will give you $215,361. This covers the estimated $43,606 total cost for 4 years at Saint Cloud State University with $171,755 extra for additional expenses.
Saving $1000 monthly for 18 years at 7% return will give you $430,721. This covers the estimated $43,606 total cost for 4 years at Saint Cloud State University with $387,115 extra for additional expenses.
Saving $2500 monthly for 18 years at 7% return will give you $1,076,803. This covers the estimated $43,606 total cost for 4 years at Saint Cloud State University with $1,033,197 extra for additional expenses.